Privacy Policy

Privacy Policy

Scope of this Policy

Welcome, this is the Privacy Policy (the “Policy”) for the website located at www.mykoshok.com, hereinafter referred to as the “Site”, including its sub-domains and mobile optimized versions.  The Site is provided to you by the MyKoshok team, hereinafter referred to as “MyKoshok” and as “our”, “us” and also “we”.

As used in this Policy, the words “collect”, “use”, “process”, “treat”, “disclose” and analogous shall be related to your personally identifiable information (the “PI”) and other data that we may receive from our clients, users and/or visitors (including cookies inside a computer and mobile device IDs).

User Acceptance

This Policy is a legally binding agreement between MyKoshok, and you, an end-user of our Site and any products and services offered thereby, whom shall be referred to as “you”, “your(s)” or “yourself”).  By using the Site, or receiving our products and services, usually through a clickable action such as the “I accept” button or otherwise, you consent to the collection, treatment, process and/or disclosure of your PI by MyKoshok.

Information Collected by MyKoshok

In order to use the Site and any products and services offered thereby, you will disclose certain of your PI to us, including but not limited to: your name, last name, mobile phone number, physical address and email.  We will only collect this PI when we ask you to disclose it to us and not automatically.

We may also collect anonymous information each time you visit our Site, such as IP address, referral data, date and time of visit to the Site, search terms, links clicked, browser and platform type.  We will treat such information in order to improve the quality of our products and services.  This information will be automatically collected by our systems, even if you have not yet registered with us.

If you do not wish to disclose any or part of your PI to us, you may still be able to use some of the functionalities of the Site, though we will not be able to guarantee that you will be able to enjoy all of our services, offers and recommendations if you elect not to disclose it to us.  Overall, your final remedies will be to close this web tab, delete your account with us and/or exit the Site.

Information Collected from Social Media

The Site may offer the functionality of using your social media and other third-party credentials (e.g. Facebook and Google) to execute single-sign-on and interact with other users in the Site, and in that manner we will also collect your PI as provided to us by such third-party platforms; such as your photos, info of your social media contacts and their common contacts, login data and profile information such as “about me”, “friend lists” and “interests”.  We will not collect more information when using such credentials beyond the PI such third parties generally disclose to us via their services.  For more info, please refer to the terms and policies of such platforms.

Purpose and Process of the Collected Information

We will generally collect, use and disclose your PI to: (i) verify your e-mail address; send password retrieval links and other account notices; (ii) provide information regarding order processing, payment processing and order queries; (iii) deliver news about our services, the Site and the products and services of our affiliates, clients and third-party contractors; (iv) answer to queries and suggestions you submit to us and provide you with personalized customer support; and (v) improve your user experience, offer newsletters and offer promotions.

Safety of your Information

We use industry standard protocols and technology to protect your registered user information and PI, such as Secure Socket Layer (SSL) technology and secure databases.  Your PI is only accessible by a limited number of our employees who have special access rights.  Overall, we implement and maintain reasonable security measures to protect our databases and records from unauthorized access, destruction, use, modification or disclosure.

Control of your Information

In order to enforce of your privacy rights, please contact us as indicated in the contact section of our Site.  Your privacy request must include, at the least, the following information: (i) your complete name, address and/or e-mail address in order for us to notify you the response to your request; (ii) attached documents establishing your identity; and (iii) a clear and concise description of the PI with regard to which you seek to enforce any of your privacy rights.  If you request rectification, please indicate the amendments to be made and attach documentation to back up your request.

Upon receipt of your privacy request, and after due review, we may then edit, deactivate and/or delete your PI from our Site.  Please take into account that we may not be able to delete all of your data from our secure databases or the databases of third parties to which your PI has already been disclosed.  If that is the case, please contact such third parties directly in order to request enforcement of your privacy rights.

Information Release

We may share non-personally identifying information with our authorized third-party service providers, including those who may offer services that complement those provided by us or which we believe may be of interest to you.  The information shared includes, but will not be limited to: aggregate user statistics, demographic information and web site usage information.

Our service providers do not have any right to use your PI or other information we share with them, beyond what is necessary to assist us in order to provide the products or services requested by you.  This aggregated data does not contain any personally identifiable information that could be used to contact or identify you.

Merger, Acquisition of Business

Upon the case where our business is or becomes part of any merger, acquisition, financing or similar transaction, or in the event of insolvency or bankruptcy, your PI may be disclosed and otherwise transferred to such entities.  Simple use of our Services entails your acknowledgement and authorization to such information transfer, if any.

Third Party Links

Our Site may display hyperlinks to the websites of our commercial partners and other third parties.  If you click on such links, you are choosing to visit such websites, and will be redirected there.  Please take into consideration that we are not responsible for the privacy and personal data practices undertook by such third parties (including any tools, cookies, information or content contained thereunto), and that we do not have control over the manner in which such third-parties may collect, process, treat or use your PI.

When you use such links to go to another website, our Policy is no longer into effect and your browsing thereof is in your own and final risk.  In addition, any banner or ad that we may have on our Site does not constitute any endorsement of any third-party thereof.

Lawful Disclosure

We have to reserve our right to unilaterally disclose your PI when we or our affiliates, clients, contractors, licensors, officers, agents and/or representatives reasonably believe it necessary to protect our interests, or where you result to be in breach of this Policy.

Accordingly, we will have the right to disclose any and all collected PI and/or data, under the following circumstances: (i) if required under applicable law, rules or regulations; (ii) in response to a valid request or subpoena from a government or law enforcement agency; (iii) to defend ourselves and our affiliates, licensors, officers, agents and representatives from legal claims and processes brought to us by third parties (including takedown notices); and/or (iv) to stop or cause to cease any actions that we may consider to cause –whether allegedly or factually– a contingency or liability.

Cookies and Web Beacons

From time to time, we may place the so-called ‘cookies’ in your computer in order to track and collect data regarding your use of our Site and our services.  Cookies are small text files that our Site transfers to you and that allow us permit us to recognize you and obtain data such as how, when and how long you browse pages in our Site.  We also use the so-called ‘beacons’, which are small files, sometimes only a pixel in size, embedded onto the pages of our Site, in order to be analyzed by our systems.

We may also collect and use the data contained in log files, which may include your IP (internet protocol) address, your ISP (internet service provider), the browser you used to visit our site, the time you visited our Site and which pages you visited throughout our Site.

You can always configure your browser to refuse cookies and beacons.  For more information, please visit www.allaboutcookies.com.

Payment Processors

We use third-party payment processors to manage any transactions undertook through the Site.  The processing of information by such third-parties will be subject to their terms, conditions and privacy policies.  MyKoshok is not responsible for any and all errors by the payment processors.

Newsletters and Commercial Messages

From time to time, we will ask you for express permission and consent to receive Commercial Electronic Messages (‘CEM’).  A CEM is a message in an electronic format (e.g. email, SMS, push notifications and other form of communications) which is then sent to an electronic address (e.g. email, mobile device) and that contains a message asking recipients to participate in commercial activities (e.g. purchase of products, services and invitations to participate in surveys).

Our optional email newsletters are considered CEMs, and therefore you may subscribe or unsubscribe from them at will, usually on your account settings, or by following the unsubscribe links contained therein.

Advertising & Opt-out

From time to time, we may use Google Analytics, Ad Words, Double Click and/or Ad Sense tracking codes, along with other third-party software tools in order to collect information and marketing analytics about the manner in which you browse our Site.  The collected information is anonymized, meaning it cannot be tracked back to individuals.  Using such tools, we learn how to optimize, and serve ads based on a user’s past visits, providing you with a better user experience.

Our third-party vendors may also use cookies and beacons to track your Internet browsing in order to serve you ads based on what they or us believe to be of interest according to your browsing activities and consumer preferences.  Henceforth, by using this Site, you consent to such disclosure, treatment and storage of PI.

In order to enforce and uphold your right to privacy, you have the option to elect not to receive this type of advertising from us or third parties, now or in the future.  You can learn more about how to opt-out by browsing Google’s opting-out and privacy pages located at www.google.com, or the Network Advertising Initiative website located at www.networkadvertising.org.  In addition, you may set browser, mobile device and computer system preferences for how other third parties serve ads to you.

International disclosure

Upon the case where MyKoshok specifically undertakes the process of personal data that has been duly disclosed by you to us, and that is subject to national legislation that implements the EU Data Protection Directive (95/46/EC); you hereby acknowledge, agree and accept to such transfer by clicking the “I Accept” button or otherwise accepting the terms and conditions of our services.

If you are accessing our services from jurisdictions other than those that apply to MyKoshok’s headquarters, please be advised that you are transferring your PI information to any country or jurisdiction in which MyKoshok operates its facilities, which may have data protection laws that differ in scope to those in your jurisdiction and, thus, you hereby consent to such transfer of information.

Amendments & Updates

We reserve the right to amend, change, suspend and/or update our Site, our services and/or this Policy, in whole or in part, from time to time and at our sole and final discretion. Your continued use thereof after the last effective date of modifications thereof indicates your acceptance of such modifications.  We will post any updates on our Site, and may also send you an email or otherwise notify you of any material changes to this Policy.

Contact Us.

If you have any questions or queries about us, our Site or this Policy, please get in touch with us as indicated in our contact page.

Date of last effective update is 5th Nov, 2017.
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